RE-ENROLLMENT / ENROLLMENT
You will have access to an online enrollment tool starting October 2023 to make your health benefit elections, check your personal information and select any optional benefits available to you through the plan.

You can access the online enrollment tool using your computer, tablet or smart phone from the button link below.


Current Employees who do not complete online Re-enrollment:
Will default to their current plan selection

Re-enrollment: Enrollment will be every 2nd calendar year; Next enrollment is January 2024

Employees allowed to switch medical plans within 31 days of a life event 
(see definition in side bar). HSA amounts of plan will be prorated accordingly.

For questions or help related to enrolling or the enrollment tool, you may contact the Call Centre (hosted by AGA Benefit Solutions):
Toll Free:1-800-363-6217
Email: Benefits.ca@samuel.com


COORDINATION OF BENEFITS

If you or a dependent is entitled to benefits for the same expenses under another group or government plan or as both an employee and dependent under this plan or as a dependent of both parents under this plan, benefits will be co-ordinated so that the total benefits from all plans will not exceed expenses.

You and your spouse should first submit your own claims through your own group plan. Claims for dependent children should be submitted to the plan of the parent who has the earlier birth date in the calendar year (the year of birth is not considered).

If you are separated or divorced, the plan which will pay benefits for your children will be determined in the following order:

  1.   the plan of the parent with custody of the child;
  2.   the plan of the spouse of the parent with custody of the child;
  3.   the plan of the parent without custody of the child;
  4.   the plan of the spouse of the parent without custody of the child

You may submit a claim to the plan of the other spouse for any amount which is not paid by the first plan.

If any claims are eligible for reimbursement from any government or automobile insurance plan, claims should first be submitted to that plan. The balance of the claim may be submitted to this plan as described above.


Definitions

Life Events - An eligible life event change can include:

  • a marriage, separation or divorce
  • the birth or adoption of a child
  • the death of a spouse or child
  • your child(ren) no longer qualifying as a dependant
  • the involuntary loss of coverage under your spouse’s benefit plan
  • return to work from Long Term Disability.

If you wish to upgrade your coverage, as a result of a life event you must update in Connect within 31 days of your life event change.

Spouse - Your “spouse” is the person who is living with you and is:

  • married to you, or
  • not married to you, but has been living with you:
    • in a conjugal relationship continuously for at least one year, or
    • in a relationship of some permanence with you if you are the parents of a child as set in section 4 of the Children’s Law Reform Act.

TOP UP YOUR HSA WITH AN ADDITIONAL $120 Credit

Take a Health Risk Assessment during re-enrollment to add $120 in your HSA account! For more information see  here.